Travel insurance I recommend
Sadly travel insurance is one of those things that you just need to get. If the worst case scenario happens, it can get bad REALLY quickly. Like that time I was robbed of all my possessions in Laos and had absolutely no means to get a new passport, make a call, or pay off the £18,000 that was put on my credit card by foreign Forex trading. Yup, that actually happened to me.
So when looking for a travel insurance, I need to confirm these few things:
- That the travel insurance isn’t ripping me off
- I won’t be forced to pay for medical bills up front
- They cover the activities I’ll be doing
- I can change it in line with my ever changing travel plans
Why I recommend World Nomads (use discount code WNFIND5 for 5% off)
Firstly, it’s written in a language I can understand, even skim read.
Secondly, you can buy and claim online, even after you’ve left home
Thirdly, travel insurance from World Nomads is available to people from 140 countries.
Fourthly, it’s designed for adventurous travellers with cover for overseas medical, evacuation, baggage and a range of adventure sports and activities including:
- Skiing & Snowboarding – including backcountry with a guide
- Scuba diving
- Kite surfing
- Mountain biking
- Water skiing & wakeboarding
- Trekking & Hiking
Fifthly (is that a word?), they will pay for approved medical bills upfront. So imagine you have broken your leg and need emergency surgery. You’re in the hospital bed and can’t move. You’re not gonna go down the ATM and get $15,000 out the bank. So providing all the paperwork is in place, World Nomads will pay that shit upfront so you aren’t out of pocket and can order pizza to your hospital bed.
That stuff is important to me. As it should be to you.
7 things you should know about travel insurance from World Nomads
#1 Trusted reliable underwriters
They are backed by a suite of strong, secure, specialist travel insurers who provide you with great cover, 24-hour emergency assistance and the highest levels of support and claims management when you need it most.
#2 Good value for money
They provide cover for what’s important for travellers from 140 countries. By focusing on what you need and leaving out what you don’t, World Nomads prices are some of the most competitive online.
#3 Flexibility when you need it most
Had a change of plans? You can buy more cover or claim online while you are still away. You can even buy a World Nomads policy if you’re already travelling – this is huge for me!
#4 Cover for all your favourite adventure activities
From skiing & snowboarding in New Zealand to whitewater rafting in Colorado, WorldNomads.com covers a range of adventure activities, giving you peace of mind to get the most from your travels.
#5 Safety alerts while you’re away
All World Nomads members have access to up-to-date travel safety alerts, as well as travel safety advice and tips online through the World Nomads Travel Safety Hub.
#7 Commitment to exceptional customer service
We want to make sure you get the most from WorldNomads.com. You can find out more about why travel insurance is important for your trip. If you have any questions about your travel insurance or travel safety in general, please contact WorldNomads.com directly.
In case you need more travel insurance convincing:
Below are my top 11 reasons to get travel insurance for your next trip:
Because you’re not a millionaire
#1 You probably can’t afford hospital bills, surgery and repatriation in a foreign country
#2 You’ll need your cash back if a tour operator or airline cancels your trip
Get reimbursed for:
#3 Medical bills overseas
#4 Loss, theft or damage of baggage
#5 Emergency evacuation
Because you’re rad:
#6 They cover most of the activities you’ll be doing
Other reasons why you need it:
#7 You can get 24-hour phone support
#8 It costs a fraction of your total trip
#9 So you don’t have to stress about it