Travel Insurance – I recommend World Nomads

Best travel insurance for surfing, snowboarding and adventures

You’re gonna need to get travel insurance so you might as well get it from a company that gives back to communities while getting a 5% discount* with code STOKED5 only on this link.


Sadly travel insurance is one of those things that you just need to get. If the worst case scenario happens, it can get bad REALLY quickly. Like that time I was robbed of all my possessions in Laos and had absolutely no means to get a new passport, make a call, or pay off the £18,000 that was put on my credit card by foreign Forex trading. Yup, that actually happened to me.

Here’s a list of other travel risks that could happen!


So when looking for a travel insurance, I need to confirm these few things:

  • That the travel insurance isn’t ripping me off – why are some so expensive?
  • That won’t be forced to pay for medical bills up front – most hospitals don’t take AMEX!
  • They cover the activities I’ll be doing
  • I can change it in line with my ever-changing travel plans – e.g. I just decided to go skydiving!
  • It covers the duration of my stay e.g. more than 30 days in one trip
  • I don’t have to depart from my country of residence
  • They do good in the world with their profits like support communities and sustainable practices


Why I recommend World Nomads & negotiated you a 5% discount* with code STOKED5 (must click through this link)

Firstly, it meets all the above things I am looking for and is written in a language I understand

Secondly, you can buy and claim online, even after you’ve left home so not faxing and photocopying required!

Thirdly, travel insurance from World Nomads is available to people from 140 countries.

Fourthly, it’s designed specifically for adventurous travellers with cover for overseas medical, evacuation, baggage and a range of adventure sports and activities including:

  • Skiing & Snowboarding – including backcountry with a guide
  • Skydiving
  • Rafting
  • Snowmobiling
  • Surfing
  • Scuba diving
  • Kite surfing
  • Mountain biking
  • Water skiing & wakeboarding
  • Trekking & Hiking
  • Caving

Fifthly (is that a word?), they will pay for approved medical bills upfront. So imagine you have broken your leg and need emergency surgery. You’re in the hospital bed and can’t move. You’re not gonna go down the ATM and get $15,000 out the bank. So providing all the paperwork is in place, World Nomads will pay that shit upfront so you aren’t out of pocket and can order pizza to your hospital bed.

That stuff is important to me. As it should be to you.

In case you need more travel insurance convincing:

Below are my top 11 reasons to get travel insurance for your next trip:


Because you’re not a millionaire

#1 You probably can’t afford hospital bills, surgery and repatriation in a foreign country

#2 You’ll need your cash back if a tour operator or airline cancels your trip


Get reimbursed for:

#3 Medical bills overseas

#4 Loss, theft or damage of baggage

#5 Emergency evacuation


Because you’re rad:

#6 They cover most of the activities you’ll be doing


Other reasons why you need it:

#7 You can get 24-hour phone support

#8  It costs a fraction of your total trip

#9 So you don’t have to stress about it


And they’re also trusted by the best:

Travel insurance I recommended, by World Nomads

And I trust them too. Plus they do good stuff for the environment and sustainability and make cool travel videos and give away scholarships to creatives to make travel content. They are a cool company – World Nomads


Use code STOKED5 for a 5% discount* (must click through this link)


*For our Canadian and US travellers, unfortunately due to financial services laws, we cannot provide a discount. This promotional code cannot be used with any other discount offer, including World Nomads Members’ discount for travel insurance policy holders.


P.s. this article contains affiliate links so I get a small commission for every sale using a link. I only work with companies that I use and these guys are the ducks-nutts!